Frequently Asked Questions
What is healthcare sharing?
Healthcare sharing is a community-based approach where members voluntarily share eligible medical bills with one another.
Is healthcare sharing the same as insurance?
No. Healthcare sharing programs are not insurance. Members voluntarily participate in sharing medical expenses.
Can I choose my own doctor?
Yes, members can choose their healthcare providers, but it’s advisable to check if they are within the sharing community guidelines.
Is there an enrollment period?
Healthcare sharing programs may allow enrollment year-round, without traditional enrollment windows.
Who is this program designed for?
Healthcare sharing programs may be suitable for individuals, families, self-employed workers, small businesses, and seniors with Medicare.
Are pre-existing conditions covered?
Coverage for pre-existing conditions varies; it’s best to consult the specific terms of the membership for details.