Healthcare Sharing Program Features
Healthcare sharing programs are designed to provide flexible and affordable options for individuals and families. Members may begin participation at any time during the year without traditional enrollment restrictions.
Core Features
- Access to comprehensive medical care options
- Annual wellness exams and routine lab work may be available
- 24/7 telemedicine access for virtual consultations
- Dental and vision discount programs offering reduced rates
- Prescription savings programs with competitive pricing
- Open network access allowing members to choose providers nationwide
- Concierge-style support to assist with navigating healthcare services
Provide Visit Guidelines
Provider fees may include:
- Office visits: approximately $50
- Urgent care visits: approximately $75
- Specialist visits: approximately $75
- Outpatient services: approximately $75
- Emergency room and inpatient services: approximately $150
Sharing Structure
Household Primary Responsibility Amounts (PRA) may be available starting around $2,500 per year.
After the PRA is met, eligible medical expenses may be shared among members, often through a co-share structure.
Additional Support Services
Outpatient therapy services may be available, including:
- Chiropractic care
- Physical therapy
- Occupational therapy
- Speech therapy
- Respiratory therapy
- Cardiac rehabilitation
Therapy services may be limited per membership year and subject to program guidelines.
Wellness Incentives
Members may have access to health and wellness credits that can help reduce out-of-pocket responsibility amounts.
These credits may apply to wellness-related activities such as gym memberships, supplements, or holistic health services.
Household Benefits
Members may have access to health and wellness credits that can help reduce out-of-pocket responsibility amounts.
These credits may apply to wellness-related activities such as gym memberships, supplements, or holistic health services.
Accessibility
Healthcare sharing programs may be available to individuals with alternative identification such as ITINs, depending on program guidelines.
Participation may be available to individuals residing in the United States and select international regions.
ST Foundation provides educational resources to help individuals explore healthcare sharing options. The foundation does not provide healthcare services or insurance.